Club Tourism recommends "Domestic Travel Accident Insurance" No one wants to get injured during a fun trip. However, accidents such as falls can happen in unexpected places.

Do you know where most falls occur?

  • 1st place - While sightseeing (walking around) or traveling Falls are most common when walking on boardwalks, cobblestone roads on rainy days, inside buses, or in dark places.
  • 2. When going down stairs When you are tired, you often lose your balance and fall down the stairs.
  • No. 3: Slipping in the bathroom When going from the bath to the changing room, you may slip on a wet floor.

Because we want our customers to enjoy their trips with peace of mind, Club Tourism recommends that you apply for Domestic Travel insurance. From the moment you step out of your home with the purpose of traveling until you return home, we will cover various risks such as injuries due to accidents during Domestic Travel, damage or theft of luggage, and liability for damages (illness is not covered).

Common falls during Domestic Travel and preventive measures

Please wear non-slip shoes or shoes that you are comfortable wearing (please refrain from wearing high heels)

When going down the stairs, go slowly, carefully and without haste.

Keep one hand free while walking.

The bathroom floor is slippery so walk carefully.

Be careful not to drink too much alcohol.

Even if you are careful, be prepared for various contingencies that can occur while traveling.

Insurance premium list -Prices vary depending on Tour Period traveled-

Domestic Travel insurance premiums

As of Apr. 1, 2024

Period of insurance Day trip Up to 1 night and 2 days Up to 3 nights and 4 days Up to 6 nights and 7 days Up to 13 nights and 14 days
Insurance plan name (premium) 500 yen plan 1,500 yen plan 1,700 yen plan 2,000 yen plan 2,500 yen plan

Insurance amount (contract amount)

 Death from injury/aftereffects 2.71 million yen 9.83 million yen 9.65 million yen 9.93 million yen 9.92 million yen
Daily hospitalization fee for injuries * 3,500 yen 13,500 yen 12,500 yen 12,000 yen 11,000 yen
Daily medical expenses for injuries 2,100 yen 6,800 yen 6,000 yen 6,200 yen 4,600 yen
Liability (deductible amount: 0 yen) 1 million yen 30 million yen 30 million yen 30 million yen 30 million yen
Damage to personal belongings (deductible amount: 3,000 yen) 200,000 yen 500,000 yen 500,000 yen 500,000 yen 500,000 yen
Rescue expenses, etc. 720,000 yen 3 million yen 3 million yen 3 million yen 3 million yen
Disaster search expenses 0 yen 0 yen 0 yen 0 yen 0 yen

*The amount of surgery insurance paid is 10 times (for surgery during hospitalization) or 5 times (for surgery outside of hospitalization) the daily hospitalization insurance benefit.

Coverage details: Covers various "unexpected" situations during travel.

Domestic Travel insurance, recommended by Club Tourism, is a set of various compensations that will cover "various situations that may occur during your trip"! Domestic Travel insurance is a set of Domestic Travel insurance special clauses added to the general insurance clauses of accident insurance. Domestic Travel insurance can be set with special clauses such as liability risk coverage, baggage damage coverage, and relief expenses coverage.

Point 1: Covers injuries such as falls and fractures caused by accidents while traveling.

For example, falling and suffering bruises while sightseeing, breaking a bone while skiing, falling down stairs and suffering bruises 1. Death benefit 2. Permanent disability benefit 3. Hospitalization benefit 4. Surgery benefit 5. Medical treatment benefit

Point 2: Covers damage caused by theft or breakage of personal belongings while traveling.

For example: Your bag is stolen Your camera is dropped and damaged 7. Personal Effects Damage Insurance *We cannot pay insurance benefits for damage caused by lost or misplaced personal effects (including theft after misplacing or loss). *The amount of damage is the lower of the current value or repair costs, and the damage limit is 100,000 yen per item, set or pair of personal effects (50,000 yen in total for tickets or currency, etc.). *Customers will be required to pay a deductible (self-pay amount) of 3,000 yen for each accident.

Point 3: Covers damages if you injure someone else or damage property while traveling.

For example, bumping into someone and injuring them, or accidentally breaking an exhibit. 6. Liability insurance Other compensation ● Legal liability expenses for damages incurred due to an accidental accident As a general rule, Tokio Marine & Nichido will handle settlement negotiations only in the case of accidents that occur within Japan (excluding cases where a lawsuit is filed in a court overseas). [Cases where settlement negotiations are not possible] ● When the other party does not agree to negotiate directly with Tokyo Marine Tokyo Nichido ● When the insured person is not liable for damages, etc.

Point 4 If you are injured while traveling and are hospitalized for 14 days or more, we will compensate you for the transportation and Accommodation costs incurred by your relatives who travel to the hospital to provide care.

For example, if you are hospitalized for 14 days or more due to an injury sustained during your trip... 8. Insurance benefits for rescue expenses and Other compensation ●Search and rescue expenses ●Miscellaneous expenses at the site (up to 30,000 yen) ●Transportation expenses from the site

Point 5 We provide comprehensive coverage from the time you leave your home for the purpose of traveling until you return home.

~Simple procedure~ Steps for applying for insurance

By mail

  1. [STEP 1] Fill out the necessary information, such as your name, on the enrollment request form (postcard)
  2. [STEP 2] Mail the postcard at least 5 days before your trip departure date
  3. [STEP 3] The insurance premium will be paid together with the travel fare. *The insurance policyholder's certificate will be given to you by the tour conductor on the day of departure.

The contract will be concluded as soon as Club Tourism receives the membership application form (postcard) and confirms that the insurance premium has been paid.

Apply online (PC site, smartphone site)

  1. [STEP 1] Click the insurance enrollment button when applying for travel online
  2. [STEP 2] Enter your name, age, gender, etc. and then submit.
  3. [STEP 3] The insurance premium will be paid together with the travel fare. *The customer can view or print their insurance card.

If you have already booked a trip, you can also apply for insurance through My Page. The contract will be finalized once payment of the insurance premium has been confirmed.

Please see the link below for information on how to apply for insurance online.

How to apply for travel insurance (when applying through the reservation process)

How to apply for travel insurance (if your reservation has already been completed)

Apply for insurance online here

Regarding the recommended policy:
We have agency contracts with six non-life insurance companies, and handle products from Tokyo Marine & Nichido Fire Insurance, which is the lead underwriter.

*If you book your trip through Kinki Nippon Tourist or Other travel agency,
Insurance cannot be applied for over the Internet, so please apply at a travel reception store.

Click here for a list of Club Tourism travel centers.

Created Mar. 2024 23T-002897

This website provides an overview of Domestic Travel insurance. Please be sure to read the "Important Information Explanation" carefully before signing the contract.
For details, please refer to the insurance information sheet that will be sent to you after you apply for the trip. If you have any questions, please contact your agent or insurance company.

Underwriting insurance company: Tokyo Marine & Nichido Fire Insurance Co., Ltd.

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